Because of the changes to the amounts people may contribute to superannuation, which commenced on 1 July 2009, the ATO is writing to people whose superannuation contributions in prior years would have exceed the permitted contributions level this year.
The ATO letter is intended to just be a reminder of the reduction in the permitted contribution amounts. The level of contributions to super does need to be monitored carefully, as the penalties for exceeding the limits can be significant. The maximum Concessional Contributions (employer or personal deductible contributions) limit is $25,000 if you are aged 49 or below, and $50,000 if aged 50 and above.
We will be happy to discuss the contents of the letter, if you receive one, and provide further guidance to assist you to remain within the Contributions Caps.
